Documents Required

♦ List of documents that need to be submitted by a salaried loanee:

Proof of identification (any one of the following):
• PAN card
• Passport
• Driving License
• Voter’s ID
• Employee ID
• Bank passbook
• Ration card

Address proof (any one of the following):
• Passport
• Utility bill (telephone, electricity, water, gas) – less than 2 months old
• Letter from a recognized public authority verifying the customer’s residence address
• Bank passbook or Bank account statement
• Voter’s ID
• Ration card
• LIC policy/ receipt

Residence ownership proof (any one of the following):
• Property documents
• Maintenance bill
• Electricity bill

Proof of income- e pending on type of employment (any one of the following):
• Payslip (Last 3 months)
• Bank Statements (3 – 6 months)
• Passbook (3 – 6 months)

Tax paid (any one of the following):
• IT returns (for 2 years)
• Form 16

Proof of job continuity (any one of the following):
• Current job appointment letter (if more than 2 years have been spent in the same job)
• Current employment certificate

Experience certificate (including previous job certificate or appointment and relieving letter)
1. Bank statement: Last 6 months bank statements of salary account
2. Existing loans: In case of any existing loan, need to submit sanction letter, payment track record
3. Investment proof (if any): fixed deposit, fixed assets, shares, etc.
4. Passport size, coloured photograph


♦ List of documents that need to be submitted by a self- employed individual/businessman:

1. Proof of Identification
2. Address Proof
3. Residence ownership proof (any one of the following):
• Property documents
• Electricity bill
• Maintenance bill

4. Office address and ownership proof (any one of the following):
• Property documents
• Electricity bill
• Maintenance bill

5. Proof of business existence (any one of the following):
• Sales deed/ agreement (executed)
• Saral copy (3 years old)
• Copy of tax registration
• Company registration license

6. Proof of Income (any one of the following):
• Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant.
• Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable.

7. Bank statement: Latest 1 year bank statement (both savings and current)

8. Passport size, colored photograph.

9. Investment proof (if any): fixed deposit, fixed assets, shares, etc.

10. Existing loans: In case of any existing loan, need to submit sanction letter, payment track record.

11. Professional Degree Certificate: (in case of professionals)

 

*Kindly note that the list of documents mentioned is indicative. During the loan process, additional documents may be asked for. The same will be appropriately communicated to you as and when required.